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Protect Your Account from Overdrafts

Unless you "opt-In", First U.S. will not be able to cover overdrafts on your ATM and everyday debit card transactions. To be covered by our standard overdraft practices, simply fill out the form below.

The good news is that if you request to be covered and happen to overdraw your account, First U.S. will cover the amount due, preventing your transaction from overdrawing your covered account. And that means less for you to worry about!

You can also protect your account from overdrafts by signing up for free e-Alerts, so you will be notified when your account balance falls below a certain amount. Or set up overdraft transfers from your savings or money market account or line of credit and use our standard overdraft protection as a final safety net.

* = Required fields
 
* Account Number(s):  
* Name:  
* Home Phone:  
Email:

I want First U.S. to authorize and pay overdrafts on my ATM and Debit card transactions.

Disclosure (You must click the disclosure link to activate the "submit" button in order to continue the application process.)
*Applicant: I agree to these terms  


Additional ways to protect yourself from costly overdrafts

First U.S. offers a variety of ways to protect you from the hassle, embarrassment and high costs of an occasional overdraft mistake. Start with low- or no-cost solutions like overdraft transfers and e-Alert reminders. It will save you merchant charges and other costs associated with an overdraft transaction.

  1. Sign up for overdraft transfers — cover occasional mistakes with a transfer from your savings, money market or other accounts. Or ask us about transfers from a line of credit like an Anytimer, Home Equity Line of Credit, or First U.S. VISA® Card.
  2. Sign up for Online Banking — 24-hour, real-time access to balances, transfers and a variety of transactions to help you stay on top of the funds in your account.
  3. Sign up for First U.S. e-Alerts — receive e-mail or text notices when your account hits a pre-selected balance, when a loan payment is due, and many more convenient notifications to help you keep track of your finances.
  4. Opt-in for overdraft coverage — make sure you're not denied when you need the funds. As a final safety net, our overdraft coverage Courtesy Pay will kick in, even when there's not enough funds in your overdraft transfer accounts. But you must opt-in to continue this coverage.

Just stop by your branch for information or to set up your account protection today. Or give us a call at (800) 556-6768.

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