First U.S. – Official Site of Better Than FREE Checking

Turn Resolutions into Results

The Shade is Worth the Wait

Earn up to 4.00% APY*
With a High Yield Savings Account

Member owned and operated since 1936

Rates as of 04/01/2025
Home Equity Line	5.99% intro rate for 6 months (new HELOCs), then Prime + 0
View real estate loan rates

Rates as of 04/01/2025

APRs as low as 5.99%

90 day no-payment option

Finance up to 125% (new)
or 125% High KBB (used)

Rates as of 04/01/2025
Better Than FREE Checking	1.00% APY
Smart Start Savings	up to 4.00% APY
Certificate Special	3.95% APY
View all available savings rates