Business Lines of Credit
Flexible funding whenever you need it.
For the moments when timing matters just as much as the amount.
We know business doesn’t move in a straight line. A line of credit gives you ongoing access to funds, so you can handle what comes up, when it comes up, without slowing down.
Use what you need, when you need it
Draw from your available credit, repay it, and use it again—no reapplying required.
Keep payments manageable
Interest-only payment options help keep monthly costs predictable.
Built for real business cycles
Ideal for covering gaps, managing inventory, or navigating seasonal shifts.
Flexible balances and terms
Available from $25,000 to $350,000 with terms up to 7 years.
Manage Seasonal Business
Businesses with seasonal revenue may need additional funds before their busiest time of year. A Business Line of Credit can help cover expenses such as equipment, supplies, and payroll, then be repaid as revenue increases..
Unexpected Expenses
Unexpected expenses can happen when you least expect them. Whether it’s repairing equipment or replacing essential machinery, a Business Line of Credit can help keep your business running without disrupting daily operations.
Growth Opportunities
Business opportunities often require quick access to funds. A Business Line of Credit can help you purchase inventory, take on new projects, or invest in growth, with the flexibility to repay as revenue is generated.
Let’s talk about your next move.
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Bob Miller
Vice President, Business ServicesBob Miller specializes in small business and commercial lending. He has been with First US since 2012 and has over 30 years of banking experience. Bob takes a hands‑on approach, working closely with borrowers to ensure a smooth lending process and open communication. He is also active in the community as a Rotarian and serves on multiple boards.