Business Checking
Keep your business moving day in, day out.
Business checking that works as hard as you do.
Your business runs on daily decisions. Our business checking accounts can help you manage the flow clearly, simply, and without unnecessary costs.
Straightforward, low-cost structure
Free checking options with a set number of transactions included, so you know what to expect each month.
Built for everyday activity
Handle deposits, payments, and purchases with ease, whether you’re just starting out or growing fast.
Flexible account options
Choose between our free or interest checking depending on how you manage your balance.
Find the business checking account that actually fits.
-
Best for…
Best for…
-
No minimum opening deposit
No minimum opening deposit
-
No minimum balance
No minimum balance
-
No monthly fee
No monthly fee
-
Earn dividends
Earn dividends
-
Visa® Debit Card
Visa® Debit Card
-
Checks
Checks
-
Items Included **
Items Included **
-
eStatements
eStatements
Free Business Checking
-
Best for…
Sole proprietors, freelancers, microentrepreneurs and gig workers
-
No minimum opening deposit
-
No minimum balance
-
No monthly fee
-
Earn dividends
-
Visa® Debit Card
-
Checks
-
Items Included **
100 Items included (debits or credits)*
-
eStatements
Optional
Business Interest Checking
-
Best for…
Small businesses with moderate monthly transaction needs
-
No minimum opening deposit
$100
-
No minimum balance
$1,000 average daily balance
-
No monthly fee
$15 if minimum balance isn’t maintained
-
Earn dividends
On balances $1,000+
-
Visa® Debit Card
-
Checks
-
Items Included **
300 Items included (debits or credits)*
-
eStatements
Optional
IOLTA Accounts *
-
Best for…
Existing members with a law firm
-
No minimum opening deposit
$100
-
No minimum balance
-
No monthly fee
-
Earn dividends
-
Visa® Debit Card
-
Checks
-
Items Included **
300 Items included (debits or credits)*
-
eStatements
Optional
Manage your money. Get paid. Keep moving.
Simple ways to manage your money, accept payments and take care of business wherever the day takes you.
Bank anytime, anywhere.
Manage your First U.S. business checking and savings accounts with Online & Mobile Banking. Check balances, transfer money, deposit checks and more, whether you’re at your desk or on the go.
A smarter way to accept payments.
Whether customers pay in person, online or on the go, you need payment processing that keeps up with your business. First U.S. has partnered with Paysafe to give business members access to exclusive pricing and flexible payment solutions.
- Accept payments in-store, online or on the go
- Exclusive pricing for First U.S. business members
- Dedicated support from payment specialists
Already have a payment processor? Paysafe can provide a complimentary statement analysis to see if you could save on processing costs.
Connect with Paysafe
Logan Hall
Logan.hall@paysafe.com
(916) 431-8129
Business checking rates.
|
APY* |
Rate |
Minimum Balance to Open |
Minimum Balance to Earn Dividends |
|---|---|---|---|
|
*See Business Pricing Schedule for more information. |
|||
|
APY* 0.02% |
Rate 0.020% |
Minimum Balance to Open $1,000 |
Minimum Balance to Earn Dividends $1,000 |
Learn more about what’s required to open a Business Checking Account.
Disclosures
-
*See Business Pricing Schedule for more information.