First U.S. – Official Site of Better Than FREE Checking

First U.S. offices and branches will be closed on Monday, January 20th, in observance of Martin Luther King, Jr. Day.

Your Path to
Financial Fitness
Starts Here!

The Shade is Worth the Wait

Earn up to 4.00% APY*
With a High Yield Savings Account

Turn Resolutions into Results

Member owned and operated since 1936

Rates as of 01/15/2025
15-Year Fixed	6.125/6.307% APR
Home Equity Line	5.99% intro rate for 6 months (new HELOCs), then Prime + 0
View real estate loan rates

Rates as of 01/15/2025

APRs as low as 5.99%

90 day no-payment option

Finance up to 125% (new)
or 125% High KBB (used)

Rates as of 01/15/2025
Better Than FREE Checking	1.00% APY
Smart Start Savings	up to 4.00% APY
Certificate Special	4.15% APY
View all available savings rates