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Savings Accounts

Savings Accounts

Accelerate Your Savings with the Right Mix

Build your savings strategy with the right combination of accounts. Balance security, accessibility, and returns to reach your financial goals faster.

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Smart Start Savings

Get a high yield boost to launch your starter savings or emergency funds – earn 4.00% APY* on up to $2,000.

  • $0 minimum deposit
  • No minimum balance
  • No monthly fee
  • Limit one account per member
  • Pay yourself first with automatic monthly transfers
  • Flexible access to your funds
  • Account may be linked to another First U.S. account for overdraft protection
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Dream Savings

Identify and save for each of your specific goals. Create your own customized plan with multiple goal-oriented savings accounts to help you save for vacation, major purchases, taxes and more!

  • $1 minimum deposit
  • No minimum balance. $100 minimum to earn dividends.
  • No monthly fee
  • Pay yourself first with automatic monthly transfers
  • Create unlimited number accounts with custom names to make goal saving easier
  • Flexible access to your funds
  • Account may be linked to another First U.S. account for overdraft protection
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Money Market Savings

Propel your savings even higher with competitive tiered rates for larger balances with flexible access.

  • Minimum average daily balance requirement of $2,000 or $7.00 monthly fee
  • Flexible access to your funds
  • Pay yourself first with automatic monthly transfers
  • Account may be linked to another First U.S. account for overdraft protection
  • Same-day external transfers through Online or Mobile Banking
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Youth Savings

Kickstart a lifetime of smart money habits with your kids by learning the basics of withdrawals and deposits in an account that is their own. A parent or legal guardian must be a joint owner on the account.

  • $25 minimum deposit
  • No minimum balance
  • No monthly fee
  • Earn dividends on balances $100 or more.
  • ATM card access
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Prime Savings

A Prime Savings account is required for First U.S. membership.

  • $25 minimum deposit
  • No minimum balance
  • No monthly fee
  • Earn dividends on balances $100 or more.
  • Account may be linked to another First U.S. account for overdraft protection
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*APY = Annual Percentage Yield. Visit Savings Rates for more details.

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