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Business Checking
Accounts

How Can We Help Your Business Today?

Business Checking Accounts

First U.S. makes a difference in our communities by helping small businesses with a variety of low-cost products and services.

Take our business checking accounts, for example. We can lower your bank checking costs, and provide FREE Online Banking and Bill Payment access for anytime, anywhere management of your business funds.

  • Convenient choices and FREE checking options
  • Enjoy debit card access for sole proprietors anywhere Visa is accepted
  • ATM access at over 30,000 CO-OP Network ATMs nationwide
  • More than 5,600 Shared Branching locations

Free Business Checking

A business checking account with no monthly service charges and no minimum balance requirements. Best for entrepreneurs just starting out or businesses with fewer transactions.

Business Interest Checking

Earn dividends on your business checking funds without confusing sweep accounts, and enjoy a much lower minimum balance than with other earning checking accounts. Best for businesses that want to earn dividends on their checking funds.

Ultimate Business Checking

Put your funds to work for you and earn our highest rates for business checking with the Ultimate Business Checking account. Best for businesses with higher balances.

Compare Your Options Side by Side

Account Details Free Business Checking Business Interest Checking Ultimate Business Checking
Minimum Opening Balance $0.00 $5,000 $50,000
Minimum Balance to Earn Dividends n/a $1,000 $50,000
Earn Dividends No Yes Yes
Item Limits 100 per month 300 per month Unlimited
Monthly Fees $0.00 $15.00 $15.00

Business Saving Accounts

How Can We Help Your Business Today?

Business Savings

Membership Savings Account

Your initial deposit with First U.S. is to a Membership Share Account. You’ll earn dividends with an account balance of just $100. It’s easy to set up your account, easy to add to your account and easy to access your cash when you need it.

Business $mart Start Reverse Tier Money Market

Earn certificate quality yields while growing your balances, with our new $mart Start Money Market. Best for businesses wanting to earn the highest dividend rates while growing their balances.

Deposit
Deposit Distribution APY
$0 3.00%
$0 0.50%
$0 0.25%
$0 0.04%
$0 0.03%
 
Blended APY
Estimated Earnings for First Year

Business Premier and Premier Plus Money Markets

Grow your savings without locking up your funds. The tiered rates on First U.S. Money Market Accounts can make a difference for you by delivering higher rates for higher balances. Best for businesses with the higher balances needing convenient access to funds.

Business Certificates

Maximize the dividends earned for your business with the security of fixed-rate returns. Whether you choose a short or longer term, a First U.S. certificate delivers earnings that make a difference for your business. You’ll enjoy peace of mind knowing that your funds are insured up to $250,000 by the NCUA, a U.S. Government Agency.*

  • Certificates can be opened with as little as $500.
  • Have more to save? Get tiered rates for higher balances.
  • Earn higher dividend rates than other savings options because you pledge to leave the certificate untouched for a set time period or term.
  • Terms are available from 3 months to 84 months.

Visit a branch or call (800) 556-6768 today to ask about rates or to set up your business certificate.

*Accounts at First U.S. are federally insured up to $250,000 by the NCUA. IRAs are insured separately.

Business Lines of Credit

How Can We Help Your Business Today?

Lines of Credit

An SBA Line of Credit gives you the ideal cash management tool. As you pay down your balance, the credit becomes available to you again. And with interest-only payments, your monthly out-of-pocket is as low as possible. It provides more flexibility than a term loan. At First U.S., Business Lines of Credit are available from $25,000 to $350,000 with terms up to seven years.

Pros:

  • Use the funds for any business need.
  • Flexibility of interest only payments.
  • Low fees, like you expect from your credit union.

Best for:

  • Short-term financing needs, managing cash flow or handling unexpected expenses.
  • Seasonal businesses.

Do you think you might need a Business Line of Credit? Call Tahir Masood at (916) 576-5650 for more information.

Business Loans

How Can We Help Your Business Today?

Small Business Financing—the Credit Union Way

As one of the first Sacramento Area credit unions to provide Small Business financing, First U.S. has the experience and know-how to help move your business to the next level.

You’ll enjoy better rates, lower fees, and personal service that you’ve come to expect from your local credit union.

Please call us at (916) 576-5650 and ask to speak with Tahir Masood, our Business Specialist. There is no obligation to discuss which loan option makes sense for your business.

15 Year Commercial Real Estate Financing

Whether you’re looking to buy your first office, looking to expand your business by acquiring a new building or buy an investment property, First U.S. offers competitive commercial real estate loans.

  • 15-year term—save money every month with competitive, low rates.
  • Up to 70% financing
  • 25-year amortization—choose a low payment 25-year amortization that works with your budget.

Please call Tahir Masood, our Business Specialist, at (916) 576-5650.

Business Equipment Loans

Let First U.S. help you buy equipment for your small business. We currently offer $25,000 to $250,000 Equipment Loans. Finance up to 100% LTV with terms of 3 to 5 years, depending on your credit score. And the equipment serves as collateral for the loan.

  • You own the equipment and build equity in it.
  • You can get competitive rates if you have strong credit and a down payment.

Best for:

  • Businesses that want to own their equipment outright.

Let First U.S. help with a Business Equipment Loan. Call Tahir Masood at (916) 576-5650 for more information or to make an appointment.

Business Vehicle Loans

We can help keep your business moving with a Business Vehicle Loan. If your business needs a single vehicle or a fleet of vehicles, you’re in luck. First U.S. offers business vehicle loans for new or used autos, vans or trucks up to 1 ton, with affordable financing, competitive rates and terms up to 72 months, that will fit your company’s budget and help you save money!

Apply Online Current Auto Rates

Business Visa Credit Card

Low rate financing for almost any business need. The First U.S. Business Platinum Visa is part of our complete line of Business savings, checking, and loan solutions.

  • No annual fee the first year, and when you maintain an active Business Checking Account or other First U.S. Business Loan.
  • No Balance Transfer Fees – to help you save right away when transferring higher-rate debt to your new card.
  • Visa's Zero Liability protection from unauthorized transactions.
  • Revolving line of credit you can draw from and repay as needed.
  • No collateral required.

Visit a branch or call (800) 556-6768 to apply for a Business Visa today.

Apply Online

Small Business
Administration Loans

How Can We Help Your Business Today?

SBA Loans

SBA loans are small business loans partially guaranteed by the Small Business Administration. To give out these loans, First U.S. and the federal government will look at your personal and business financial statements, credit score and will want to know what the loan will be used for and what collateral you have to offer. The SBA requires an unconditional personal guarantee from everyone with at least 20% ownership in a company.

These loans are typically long-term and low interest, which makes them some of the most affordable and sought-after ways to finance a business. SBA loans can be used to help cover startup costs, expansions, real estate purchases and more. You apply through First U.S. and we, in turn, apply to the SBA for a loan guarantee.

Repayment periods on SBA loans depend on how you plan to use the money. They range from ten years for working capital and for buying equipment and 25 years for real estate purchases.

  • Some of the lowest rates on the market.
  • You can borrow up to $5 million.
  • Long repayment terms.

Best for:

  • Businesses looking to expand or businesses looking to refinance existing debts.
  • Strong-credit borrowers who can wait for funding.
Row SBA 7(a) Loan SBA 7(a) Express SBA 504 Loan
Loans To $2 Million $350,000 $4 Million
Best For Business acquisition, expansion, equipment, working capital Line of Credit only Commercial property, long-lived equipment, no working capital
Comments No prepayment penalty Quick turnaround time for SBA review

Interest only
Occupancy requirements; prepayment penalties 1st five years

Do you think you might need an SBA Loan? Call Tahir Masood at (916) 576-5650 for more information.

Business Digital Banking

How Can We Help Your Business Today?

Free Digital Banking & Bill Payment

First U.S. Digital Banking is a FREE service, giving you banking convenience 24 hours a day, seven days a week. With First U.S. Digital Banking you can:

  • Check balances in real-time
  • Make real-time loan payments (even on the due date)
  • Sign up for eAlerts to get notice of low balances, transactions, card use, and more
  • Transfer funds between accounts or to another account number
  • Deposit checks, and view/print copies of canceled checks (up to one year)
  • Locate ATMs and branches
  • And much more

Bill Payment is also a FREE service at First U.S. You only need an open checking account to:

  • Set up recurring payments or make a one-time payment
  • Track spending and expenses with a variety of reports
  • Export data easily to external accounting sortware like Quicken and QuickBooks
  • And much more

eStatements

It’s Easy and Safe to Go Green

Save time and money with eStatements from First U.S.

First U.S. eStatements are just another way we make a difference for you every day. FREE eStatements are a safe, smart and convenient way to receive your statements electronically. All statements, even quarterly certicate and savings accounts, can be eStatements.

Safe – Protect yourself from identity theft by ensuring the personal information in your bank statement isn't left to sit in an unsecured mail box.

Smart – eStatements are delivered faster, and in an easy-to-read format. You'll have instant access to archived statements (up to 36 months), and you won't have to sift through pages of paper to find the information you need.

Convenient – Access eStatements anytime, and anywhere you have access to the Internet.

If you’re already a Digital Banking user, simply log in and select “sign up for eStatements”. If not, sign up for FREE Digital Banking today.

Mobile Payment Options

Add your First U.S. Visa® or debit card to popular mobile payment platforms. It’s easy, and secure!

Apple Pay®

Use Wallet to add your First U.S. cards to your favorite Apple device from your iPhone to your Apple Watch, and just hold your device near the merchant’s card reader. You can also purchase securely on participating websites, simply using Safari on your iPad or Mac.

For a list of participating merchants, or details about loading your First U.S. card to your Apple device, visit the Apple Pay page at Apple.com.

Google Pay®

Easily pay with your First U.S. cards in stores, in apps and online with Google Pay. If you don’t already have the Google Pay app on your phone you can get it from Google Play. You can even set up Google Pay on select Android Wear smartwatches.

Details about loading your First U.S. card to your Android phone can be found at the Pay page at Google.com.

Samsung Pay®

Keep all your First U.S. cards in one place and shop securely with Samsung Pay. Simply select Samsung Pay when you’re checking out and authorize the purchase with your fingerprint. Samsung Pay is also available from Google Play, and you can find instructions and merchant information on the Samsung Pay page at Samsung.com.

iPhone/iPad are a registered trademark of Apple, Inc. Android is a registered trademark of Google, Inc.

Business Share Rates

Account Type Minimum Balance to Open
/ Earn Dividends
Rate APY Rate Type
Regular Savings /
Custom Share Account
$25 / $100 - 4,999
$25/ $5,000 - 24,999
$25/ $25,000 - 99,999
$25 / $100,000+
0.050%
0.050%
0.050%
0.050%
0.05%
0.05%
0.05%
0.05%
Variable
Business Interest Checking $5,000 / $1000+ 0.020% 0.02% Variable
Ultimate Business Checking Checking $50,000 / $50,000 - $99,999
$50,000 / $100,000+
0.100%
0.150%
0.10%
0.15%
Variable
$mart Start Money Market $0 / $0 - $2,000.00
$0 / $2,000.01 - $5,000.00
$0 / $5,000.01 - $10,000.00
$0 / $10,000.01 - $50,000.00
$0 / $50,000.01+
2.960%
0.499%
0.250%
0.040%
0.030%
3.00%
0.50%
0.25%
0.04%
0.03%
Variable
Premier Business Money Market $2,500 / $2,500 - $9,999
$2,500 / $10,000 - $24,999
$2,500 / $25,000+
0.449%
0.499%
0.549%
0.45%
0.50%
0.55%
Variable
Premier PLUS Business Money Market $50,000 / $50,000 - 99,999
$50,000 / $100,000 - 249,999
$50,000 / $250,000+
0.598%
0.797%
0.946%
0.60%
0.80%
0.95%
Variable

Certificate Rates

Share & IRA Certificates $500 Min. Balance $10,000 Min. Balance $50,000 Min. Balance $100,000 Min. Balance Rate Type
Rate APY Rate APY Rate APY Rate APY
3-5 Month Certificate 1.982% 2.00% 1.982% 2.00% 1.982% 2.00% 1.982% 2.00% Fixed
6-11 Month Certificate 2.325% 2.35% 2.374% 2.40% 2.374% 2.40% 2.423% 2.45% Fixed
12-17 Month Certificate 2.472% 2.50% 2.521% 2.55% 2.521% 2.55% 2.570% 2.60% Fixed
18-23 Month Certificate 2.570% 2.60% 2.618% 2.65% 2.618% 2.65% 2.667% 2.70% Fixed
24-29 Month Certificate** 2.862% 2.90% 2.960% 3.00% 2.960% 3.00% 3.008% 3.05% Fixed
30-35 Month Certificate** 2.862% 2.90% 2.960% 3.00% 2.960% 3.00% 3.008% 3.05% Fixed
36-47 Month Certificate 3.154% 3.20% 3.154% 3.20% 3.154% 3.20% 3.251% 3.30% Fixed
48-59 Month Certificate 3.251% 3.30% 3.300% 3.35% 3.300% 3.35% 3.397% 3.45% Fixed
60-71 Month Certificate** 3.445% 3.50% 3.494% 3.55% 3.494% 3.55% 3.542% 3.60% Fixed
72-83 Month Certificate 3.445% 3.50% 3.494% 3.55% 3.494% 3.55% 3.542% 3.60% Fixed
84 Month Certificate 3.445% 3.50% 3.494% 3.55% 3.494% 3.55% 3.542% 3.60% Fixed

Rate = Dividend Rate.
APY = Annual Percentage Yield. Rates and terms are subject to change without notice.
Rates Effective: 05/29/2024.

Open a Small Business
Account today

How Can We Help Your Business Today?

Open a Small Business Account today

First U.S. Community Credit Union makes a difference in our communities by helping thousands of small businesses with a variety of low-cost products and services. We can help you, too. Schedule an appointment to meet with a Member Service Representative or visit your nearest branch to open your business account today.

Schedule an Appointment

Please allow about 1 ½ to 2 hours for Business Account opening.

Business documentation needed to open the account will vary based on the business type. Click on your business type in the list below to find a chart detailing the exact requirements.

Sole Proprietor (Download PDF of this chart)
Field of Membership Verification

Business needs to show proof that it is located within one of the 12 counties that we serve. (Example: current utility bill in the name of the business, fictitious name statement, business license, if home based business and none apply, proof of residence for the individual.)

Formation Documentation
State Filed Paperwork None
None
CIP
Identity Verification
OFAC
ChexSystems

To comply with laws and regulations, we will gather:

  • Name, Address, and Tax ID Number of the Business,
  • Valid government issued photo identification and other personal identifying information for each signer.

Must not have any records on OFAC or ChexSystems.

Tax ID Number

Single owner: SSN or EIN

  • If the business has any employees, EIN is required.

If EIN, we must receive a copy of the IRS confirmation letter

Fictitious Business Name
Business License

Required if not using surname (last name) in the name of the business or if the title implies additional owners.

Beneficial Ownership & Control Form

Not required

Other Official Paperwork

None

Authorized Signers

If there are any additional signers wanted outside of the owner, a letter signed and dated by the owner indicating who is authorized to transact on the account will be required.

Being an authorized signer does not grant opening, closing or account revision ability unless expressly authorized by the owner.

Credit Union Documents

Business Account Signature Card
Account Opening Disclosures

  • If not signing in person must be notarized

Business Account Questionnaire

General Partnership (Download PDF of this chart)
Field of Membership Verification

Business needs to show proof that it is located within one of the 12 counties that we serve. (If CA GP-1, based on the address listed in the Statement of Partnership Authority; otherwise, current utility bill in the name of the business, fictitious name statement, business license, if home based business and none apply, proof of residence for the individuals.)

All partners must be within the field of membership (must qualify for a consumer account) although the account may be opened by only one partner.

Formation Documentation
State Filed Paperwork None

OPTIONAL – Statement of Partnership Authority (Form GP-1)
REQUIRED – if the partnership intends to buy or sell real property

CIP
Identity Verification
OFAC
ChexSystems

To comply with laws and regulations, we will gather:

  • Name, Address, and Tax ID Number of the Business,
  • Name, Address, Date of Birth, SSN and Percentage of Ownership of all Beneficial Owners,
  • Name, Address, Date of Birth, SSN and Title of one Controlling Officer,
  • Valid government issued photo identification and other personal identifying information for each signer.

Must not have any records on OFAC or ChexSystems.

Tax ID Number

EIN

We must receive a copy of the IRS confirmation letter

Fictitious Business Name
Business License

If CA GP-1, Required if not using the same name that is listed in the Statement of Partnership Authority

If no CA GP-1, Required if not using all partner’s surnames (last names) in the name of the business or if the title implies additional owners

Beneficial Ownership & Control Form

REQUIRED – all sections

Owner section must be complete. If there are no owners that have 25% or more ownership, indicate why: no more owners over 25% or no owners over 25%. If another business is listed as an owner, must provide a BO&C form for that business as well.

Other Official Paperwork

OPTIONAL – Partnership Agreement

If there is no partnership agreement, please provide a written statement indicating that there is no written agreement, listing all partners' names and percentage of ownership. Must be signed and dated by all partners.

Authorized Signers

Any one or all partners may be authorized signers. If any additional people outside of the partners will be on the account, the credit union will require a letter signed and dated by all the partners indicating who is authorized to transact on the account.

Being an authorized signer does not grant opening, closing or account revision ability unless expressly authorized by all the partners.

Credit Union Documents

Business Account Signature Card
Account Opening Disclosures

  • If not signing in person must be notarized

Business Account Questionnaire

Limited Partnership (Download PDF of this chart)
Field of Membership Verification

Based on the address listed in the Certificate of Limited Partnership

Formation Documentation
State Filed Paperwork None
REQUIRED – Certificate of Limited Partnership (LP-1)
CIP
Identity Verification
OFAC
ChexSystems

To comply with laws and regulations, we will gather:

  • Name, Address, and Tax ID Number of the Business,
  • Name, Address, Date of Birth, SSN and Percentage of Ownership of all Beneficial Owners,
  • Name, Address, Date of Birth, SSN and Title of one Controlling Officer,
  • Valid government issued photo identification and other personal identifying information for each signer.

Must not have any records on OFAC or ChexSystems.

Tax ID Number

EIN

We must receive a copy of the IRS confirmation letter

Fictitious Business Name
Business License

Required if not using the same name that is listed in the Certificate of Limited Partnership

Beneficial Ownership & Control Form

REQUIRED – all sections

Owner section must be complete. If there are no owners that have 25% or more ownership, indicate why: no more owners over 25% or no owners over 25%. If another business is listed as an owner, must provide a BO&C form for that business as well.

Other Official Paperwork

OPTIONAL – Partnership Agreement

If there is no partnership agreement, please provide a written statement indicating that there is no written agreement, listing all partners' names and percentage of ownership. Must be signed and dated by all general partners.

Authorized Signers

All general partners may be authorized signers. If any additional people outside of the general partners will be on the account, the credit union will require a letter signed and dated by all the general partners indicating who is authorized to transact on the account.

Being an authorized signer does not grant opening, closing or account revision ability unless expressly authorized by all the general partners.

Credit Union Documents

Business Account Signature Card
Account Opening Disclosures

  • If not signing in person must be notarized

Business Account Questionnaire

Limited Liability Partnership (Download PDF of this chart)
Field of Membership Verification

Based on the address listed in the Application to Register a Limited Liability Partnership (LLP-1)

Formation Documentation
State Filed Paperwork None

REQUIRED – Application to Register a Limited Liability Partnership (LLP-1)

CIP
Identity Verification
OFAC
ChexSystems

To comply with laws and regulations, we will gather:

  • Name, Address, and Tax ID Number of the Business,
  • Name, Address, Date of Birth, SSN and Percentage of Ownership of all Beneficial Owners,
  • Name, Address, Date of Birth, SSN and Title of one Controlling Officer,
  • Valid government issued photo identification and other personal identifying information for each signer.

Must not have any records on OFAC or ChexSystems.

Tax ID Number

EIN

We must receive a copy of the IRS confirmation letter

Fictitious Business Name
Business License

Required if not using the same name that is listed in the Application to Register a Limited Liability Partnership (LLP-1)

Beneficial Ownership & Control Form

REQUIRED – all sections

Owner section must be complete. If there are no owners that have 25% or more ownership, indicate why: no more owners over 25% or no owners over 25%. If another business is listed as an owner, must provide a BO&C form for that business as well.

Other Official Paperwork

OPTIONAL – Partnership Agreement

If there is no partnership agreement, please provide a written statement indicating that there is no written agreement, listing all partners' names and percentage of ownership. Must be signed and dated by all partners.

Authorized Signers

Any one or all partners may be authorized signers. If any additional people outside of the partners will be on the account, the credit union will require a letter signed and dated by all the partners indicating who is authorized to transact on the account.

Being an authorized signer does not grant opening, closing or account revision ability unless expressly authorized by all the partners.

Credit Union Documents

Business Account Signature Card
Account Opening Disclosures

  • If not signing in person must be notarized

Business Account Questionnaire

Limited Liability Company (Download PDF of this chart)
Field of Membership Verification

Based on the address listed in the Articles of Organization

Formation Documentation
State Filed Paperwork None

REQUIRED – Articles of Organization

CIP
Identity Verification
OFAC
ChexSystems

To comply with laws and regulations, we will gather:

  • Name, Address, and Tax ID Number of the Business,
  • Name, Address, Date of Birth, SSN and Percentage of Ownership of all Beneficial Owners,
  • Name, Address, Date of Birth, SSN and Title of one Controlling Officer,
  • Valid government issued photo identification and other personal identifying information for each signer.

Must not have any records on OFAC or ChexSystems.

Tax ID Number

If single owner: SSN or EIN

  • If the business has any employees, EIN is required.

If multiple owners: EIN

If EIN, we must receive a copy of the IRS confirmation letter

Fictitious Business Name
Business License

Required if not using the same name that is listed in the Articles of Organization

Beneficial Ownership & Control Form

REQUIRED – all sections

Owner section must be complete. If there are no owners that have 25% or more ownership, indicate why: no more owners over 25% or no owners over 25%. If another business is listed as an owner, must provide a BO&C form for that business as well.

Other Official Paperwork

REQUIRED – Operating Agreement - may be oral or written

If there is not a written operating agreement, please provide a written statement indicating that there is no written agreement, listing all managing members' names and percentage of ownership. Must be signed and dated by all managing members.

Authorized Signers

All managing members may be authorized signers. If any additional people outside of the managing members will be on the account, the credit union will require a letter signed and dated by all the managing members indicating who is authorized to transact on the account.

Being an authorized signer does not grant opening, closing or account revision ability unless expressly authorized by all the managing members.

Credit Union Documents

Business Account Signature Card
Account Opening Disclosures

  • If not signing in person must be notarized

Business Account Questionnaire

Corporation (For profit) (Download PDF of this chart)
Field of Membership Verification

Based on the address listed in the Articles of Incorporation

Formation Documentation
State Filed Paperwork None

REQUIRED – Articles of Incorporation

CIP
Identity Verification
OFAC
ChexSystems

To comply with laws and regulations, we will gather:

  • Name, Address, and Tax ID Number of the Business,
  • Name, Address, Date of Birth, SSN and Percentage of Ownership of all Beneficial Owners,
  • Name, Address, Date of Birth, SSN and Title of one Controlling Officer,
  • Valid government issued photo identification and other personal identifying information for each signer.

Must not have any records on OFAC or ChexSystems.

Tax ID Number

If single owner: SSN or EIN

  • If the business has any employees, EIN is required.

If multiple owners: EIN

If EIN, we must receive a copy of the IRS confirmation letter

Fictitious Business Name
Business License

Required if not using the same name that is listed in the Articles of Incorporation

Beneficial Ownership & Control Form

REQUIRED – all sections

Owner section must be complete. If there are no owners that have 25% or more ownership, indicate why: no more owners over 25% or no owners over 25%. If another business is listed as an owner, must provide a BO&C form for that business as well.

Other Official Paperwork

Corporate Meeting Minutes
Corporate Resolution
Corporate By-Laws

Authorized Signers

Corporate Resolution must be signed by the Secretary

  • must identify who can open/close/revise the account,
  • must identify any authorized signers who can transact on the account.

Being an authorized signer does not grant opening, closing or account revision ability unless expressly authorized by the board of directors.

Credit Union Documents

Business Account Signature Card
Account Opening Disclosures

  • If not signing in person must be notarized

Business Account Questionnaire

Corporation (Non-profit) (Download PDF of this chart)
Field of Membership Verification

Based on the address listed in the Articles of Incorporation

Formation Documentation
State Filed Paperwork None

REQUIRED – Articles of Incorporation

CIP
Identity Verification
OFAC
ChexSystems

To comply with laws and regulations, we will gather:

  • Name, Address, and Tax ID Number of the Business,
  • Name, Address, Date of Birth, SSN and Title of one Controlling Officer,
  • Valid government issued photo identification and other personal identifying information for each signer.

Must not have any records on OFAC or ChexSystems.

Tax ID Number

EIN

We must receive a copy of the IRS confirmation letter

Fictitious Business Name
Business License

Required if not using the same name that is listed in the Articles of Incorporation

Beneficial Ownership & Control Form

REQUIRED – all sections EXCEPT the owner section

Other Official Paperwork

Charter
Meeting Minutes
By-Laws

Authorized Signers

Corporate Resolution must be signed by the Secretary

  • must identify who can open/close/revise the account,
  • must identify any authorized signers who can transact on the account.

Being an authorized signer does not grant opening, closing or account revision ability unless expressly authorized by the board of directors.

Credit Union Documents

Business Account Signature Card
Account Opening Disclosures

  • If not signing in person must be notarized

Business Account Questionnaire

Business Account Questionnaire

Please download and complete this form and help us make your Business Account opening experience go as smoothly as possible.

Download Questionnaire

Business Loans

How Can We Help Your Business Today?

Business Loan Application

*Required Fields

This form is applicable for SBA Loans, Lines of Credit, Commercial Real Estate Loans, Business Vehicle Loans and Business Visas.

Account Type

*Type of Loan

  • Membership is required to apply for an account. If you are not already a First U.S. Member, Apply Here.

Business Information
Loan Amount
Ownership Distribution - Principal #1 (at least one principal is required):
Ownership Distribution - Principal #2

Is there a second principal?

Ownership Distribution - Principal #3

Is there a third principal?

Ownership Distribution - Principal #4

Is there a fourth principal?

Note: Ownership percentages must equal 100%. If more than four principals, the Small Business Center will contact you for more details.

Comments

Review and Submit

By submitting this loan request form, I authorize First U.S. Community Credit Union to make the necessary credit inquiries to verify credit worthiness.

Disclosure: You must click the disclosure link to activate the submit button in order to continue the application process. Our disclosure statement will open in a new window. Come back to this window to submit your application. Click here to view disclosure.

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