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Vehicle Loan Rates

Type of Loan Approximate Term APR as
low as
New Vehicles
(Autos, Pickups, Vans and SUVs 2023 - 2025 model years)
36 months
48 months
60 months
66 months
72 months
84 months
6.49%
6.49%
6.59%
6.69%
6.79%
7.19%

NEW! .25% APR Discount on a new or used hybrid or electric vehicle. Learn More

Enjoy our everyday 0.50% APR discount on your First U.S. auto loan when you buy a car through Enterprise Car Sales. Learn More

Used Vehicles
(Autos, Pickups, Vans, SUVs 2015 - 2022 model years)
36 months
48 months
60 months
66 months
72 months
84 months
6.69%
6.69%
6.79%
6.89%
6.99%
7.39%
Ask about older model car financing and classic car financing.

APR assumes ½% discount for automatic payments. Your actual rate may vary and will be based on credit rating, the amount financed and the loan term. New auto payment example: 60 payments of $19.62 per $1,000 borrowed.

First Time Auto Buyer (2014 or newer-100,000 or fewer miles)
Ask about discounts up to 1.00% for existing members and family!
Up to 60 mos.
Up to 66 mos.
10.90%
11.49%

Finance up to 100% (MSRP for new or high Blue Book for used), $500 down required. Plus $420 for GAP. Your actual rate may vary and will be based on credit rating, the amount financed and the loan term. Maximum loan amount: $18,000 for terms up to 66 months. Payment example: 66 payments of $21 per $1,000 borrowed.

New Recreational Vehicles 2023 - 2025 model years (Boats, Trailers, Campers, Motor Coaches) Up to 60 months
72 months
84 months
120 months
180 months
240 months
7.74%
7.74%
7.74%
8.24%
8.74%
9.74%

Not previously titled or licensed RVs. Finance up to 100% of MSRP plus warranty up to the greater of $5,000 or 10% LTV (max $10,000) and GAP up to $1,000. Your actual rate may vary and will be based on credit rating, the amount financed and the loan term. Minimum loan amount: $3,000 for 48 months or longer; $5,000 for 60 months or longer; $10,000 for 72 months or longer; $18,000 for 84 months or longer; $25,000 for 120 months or longer; $40,000 for 144 months or longer; $50,000 for 180 months or longer; $75,000 for 240 months. Payment example: 72 payments of $16.69 per $1,000 borrowed.

Used Recreational Vehicles 2022 models or older (Boats, Trailers, Campers, Motor Coaches) Up to 60 months
72 months
84 months
120 months
180 months
240 months
7.99%
7.99%
7.99%
8.49%
8.99%
9.99%

Previously titled/registered RVs, 2014-2022 models only. Finance up to 100% of Average Retail JD Power value plus warranty up to the greater of $5,000 or 10% LTV (max $10,000) and GAP up to $1,000. Your actual rate may vary and will be based on credit rating, the amount financed and the loan term. Minimum loan amount: $3,000 for 48 months or longer; $5,000 for 60 months or longer; $10,000 for 72 months or longer; $18,000 for 84 months or longer; $25,000 for 120 months or longer; $40,000 for 144 months or longer; $50,000 for 180 months or longer; $75,000 for 240 months. Payment example: 72 payments of $17.41 per $1,000 borrowed.

New Motorcycle Loans (Including ATVs, UTVs, Snowmobiles & Jet Skis) Up to 84 months 7.24%

Finance up to 110% of MSRP or Average Retail JD Power (including accessories, tax and license), plus $995 GAP. Your actual rate may vary and will be based on credit rating, the amount financed and the loan term. Payment example: 60 payments of $19.92 per $1,000 borrowed.

Used Motorcycle Loans (Including ATVs, UTVs, Snowmobiles & Jet Skis) Up to 84 months 8.24%

Finance up to 100% of Average Retail JD Power (including accessories, tax and license), plus $995 GAP. Your actual rate may vary and will be based on credit rating, the amount financed and the loan term. Payment example: 60 payments of $20.40 per $1,000 borrowed.

EV Charging Station Loans Up to 60 Months 6.99%

Finance up to $10,000 for charger and electrical work with supporting documentation; $5,000 without. Payment example: 60 payments of $19.81 per $1,000 borrowed.

APRs, rates, terms and offers accurate as of 05/29/2024 and subject to change without notice. Mileage restrictions may apply for vehicle loans.