Vehicle Loan Rates
| Type of Loan | Approximate Term | APR as low as |
|---|---|---|
| New Vehicles (Autos, Pickups, Vans and SUVs 2024 - 2026 model years) |
36 months 48 months 60 months 66 months 72 months 84 months |
5.49% 5.49% 5.49% 5.69% 5.79% 6.09% |
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NEW! .25% APR Discount on a new or used hybrid or electric vehicle. Learn More Enjoy our everyday 0.50% APR discount on your First U.S. auto loan when you buy a car through Enterprise Car Sales. Learn More |
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| Used Vehicles (Autos, Pickups, Vans, SUVs 2016 - 2023 model years) |
36 months 48 months 60 months 66 months 72 months 84 months |
5.89% 5.89% 5.99% 6.09% 6.19% 6.49% |
| Ask about older model car financing and classic car financing. | ||
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APR assumes 0.50% discount for automatic payments. Your actual rate may vary and will be based on credit rating, the amount financed and the loan term. New auto payment example: 60 payments of $19.10 per $1,000 borrowed. |
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| First Time Auto Buyer (2015 or newer-100,000 or fewer miles) Ask about discounts up to 1.00% for existing members and family! |
Up to 60 mos. Up to 66 mos. |
10.90% 11.49% |
Finance up to 100% (MSRP for new or high Blue Book for used), $500 down required. Plus $420 for GAP. Your actual rate may vary and will be based on credit rating, the amount financed and the loan term. Maximum loan amount: $18,000 for terms up to 66 months. New auto payment example: 48 payments of $23.49 per $1,000 borrowed. |
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| New Recreational Vehicles 2024 - 2026 model years (Boats, Trailers, Campers, Motor Coaches) | Up to 60 months 72 months 84 months 120 months 180 months 240 months |
7.74% 7.74% 7.74% 8.24% 8.74% 9.74% |
Not previously titled or licensed RVs. Finance up to 100% of MSRP plus warranty up to the greater of $5,000 or 10% LTV (max $10,000) and GAP up to $1,000. Your actual rate may vary and will be based on credit rating, the amount financed and the loan term. Minimum loan amount: $3,000 for 48 months or longer; $5,000 for 60 months or longer; $10,000 for 72 months or longer; $18,000 for 84 months or longer; $25,000 for 120 months or longer; $40,000 for 144 months or longer; $50,000 for 180 months or longer; $75,000 for 240 months. Payment example: 72 payments of $16.69 per $1,000 borrowed. |
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| Used Recreational Vehicles 2023 models or older (Boats, Trailers, Campers, Motor Coaches) | Up to 60 months 72 months 84 months 120 months 180 months 240 months |
7.99% 7.99% 7.99% 8.49% 8.99% 9.99% |
Previously titled/registered RVs, 2014-2022 models only. Finance up to 100% of Average Retail JD Power value plus warranty up to the greater of $5,000 or 10% LTV (max $10,000) and GAP up to $1,000. Your actual rate may vary and will be based on credit rating, the amount financed and the loan term. Minimum loan amount: $3,000 for 48 months or longer; $5,000 for 60 months or longer; $10,000 for 72 months or longer; $18,000 for 84 months or longer; $25,000 for 120 months or longer; $40,000 for 144 months or longer; $50,000 for 180 months or longer; $75,000 for 240 months. Payment example: 72 payments of $17.41 per $1,000 borrowed. |
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| New Motorcycle Loans (Including ATVs, UTVs, Snowmobiles & Jet Skis) | Up to 84 months | 7.24% |
Finance up to 110% of MSRP or Average Retail JD Power (including accessories, tax and license), plus $995 GAP. Your actual rate may vary and will be based on credit rating, the amount financed and the loan term. Payment example: 60 payments of $19.92 per $1,000 borrowed. |
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| Used Motorcycle Loans (Including ATVs, UTVs, Snowmobiles & Jet Skis) | Up to 84 months | 8.24% |
Finance up to 100% of Average Retail JD Power (including accessories, tax and license), plus $995 GAP. Your actual rate may vary and will be based on credit rating, the amount financed and the loan term. Payment example: 60 payments of $20.40 per $1,000 borrowed. |
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| EV Charging Station Loans | Up to 60 Months | 6.99% |
Finance up to $10,000 for charger and electrical work with supporting documentation; $5,000 without. Payment example: 60 payments of $19.81 per $1,000 borrowed. |
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APRs, rates, terms and offers accurate as of 11/11/2025 and subject to change without notice. Mileage restrictions may apply for vehicle loans. |
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