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Auto Loans

Auto Loans

In the market for a new or used vehicle? First U.S. has great low rates and affordable payments designed to fit your budget. Get pre-approved first to make your buying experience as smooth as possible. We offer a special rate discount for purchases through our friends at Enterprise Car Sales and Autoland, and our new concierge auto buying service Autoland can help you find a great deal without having to haggle! We even offer a First Time Auto Buyer program to help purchase a vehicle without a cosigner.

Always start by getting pre-approved, then choose the option you prefer:

NEW! Skip the dealer and search/buy your next vehicle with Autoland

We’re happy to introduce you to Autoland – the online auto buying experience that lets you search for your next vehicle and leave the haggling to the Autoland consultants.

  • You’ll get a great deal on your vehicle
  • Autoland does all the work, locating your vehicle and even securing any available dealer incentives

Save with our everyday discount at Enterprise Car Sales

Everyday discount applies to standard, posted rates. Not available with any other rate discounts or offers.

Get Preapproved and Visit a Dealer Today

  • Credit Union Direct Lending allows you to get First U.S. financing right at the dealership
  • Just say "I want First U.S. financing" when you visit your favorite dealer
  • Visit our AutoSmart page to get started

NEW! In the market for an electric or hybrid vehicle?

  • Finance with First U.S. and get a 0.25% APR discount whether you’re buying a new or used hybrid or electric vehicle
  • Just say “I want First U.S. financing” when you visit your favorite dealer, or ask us if you’re purchasing from a non-dealer
  • Request your qualifying discount and we'll apply it as your loan closes.

Upon request. Membership must be established prior to loan application. Discount applies to standard, posted rates. Not available with any other rate discounts or offers.

NEW! EV Charging Station Loans

  • Low fixed-rate loans to help you purchase EV chargers – click “current rates” to the left to see today’s low rate
  • You can borrow up to $10,000 for the charging station and electrical work
  • Enjoy terms up to 60 months to keep your payments in check