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Certificate Accounts

Certificate Accounts

Whether you choose a short or long term, a First U.S. certificate can make a difference for you with a low minimum balance, and tiered rates to help you earn at multiple levels. You’ll enjoy the peace of mind knowing that your funds are insured up to $250,000 by the NCUA, a U.S. Government Agency.

  • Certificates can be opened with as little as $500
  • Laddering, or splitting your deposit into short-term and longer-term certificates may help ease doubts about keeping funds liquid
  • Terms are available from 3 months to 60 months