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Fixed Rate Visa

Fixed Rate Visa

How much did your credit card rate go up last year? Stop worrying about market volatility, and start saving right away with a low FIXED-RATE Visa® from First U.S.

You’ll see the difference we deliver right away with valuable benefits designed to help meet your financing needs and save you money at the same time. You’ll enjoy:

  • A 0% introductory rate for 6 months, then a fixed rate as low as 9.90% APR
  • No Annual Fees and No Penalty Rates
  • Balance transfers made easy with no Balance Transfer Fees
  • A 25-day grace period each month to avoid accruing interest

Call or stop by today to talk with a Member Service Representative about how to avoid the variable rate environment and enjoy the benefits of a low and fixed-rate credit card.

Annual Percentage Rates (APRs), terms and offers accurate as of 12/03/2023 and subject to change without notice. Income, credit and other criteria will determine actual APR. After intro rate period, your rate will not increase. 25-day period to avoid paying interest on purchases applies if the total new balance is paid in full by the due date every billing period. If not paid in full, there is no grace period. New VISA accounts only. One card type per member. Cannot be used to refinance an existing First U.S. loan.