Home Loans
Home Loans
Finance the place you’ll come home to—and feel confident in every decision along the way.
Home Refinance
See if refinancing your mortgage can reduce your rate and monthly payments.
Home Equity Loans
Make the most of the money you’ve already put into your home.
No-Fee Home Loan
Buy a Home. Leave the Closing Cost to us. Covering up to $12,000 toward eligible closing costs on qualifying purchase loans3.
Apply NowHugh L.The overall experience was excellent. The real estate lending team kept me informed throughout the process, and everything progressed smoothly from start to finish. Supporting a local credit union was important to me, and I’m glad I chose First US Community Credit Union for my home financing needs.
Meet Your Real Estate Loan Specialists!
Our experienced real estate loan specialists are here to guide you through every step of the financing process. With personalized solutions and trusted expertise, we help make your real estate goals a reality.
David Oliveros
Serving Sacramento & Rancho Cordova
doliveros@firstus.org
916-576-5672
NMLS # 1175725
Christopher Tatton
Serving Rocklin, Auburn & Grass Valley
ctatton@firstus.org
916-576-5664
NMLS # 1089578
Disclosures
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3No-Fee home Loan. Offer valid August 1, 2026, through December 31, 2026. Available on qualifying purchase first mortgage loans only. First U.S. will pay eligible non-recurring closing costs up to $7,500 for conforming loans or up to $12,000 for jumbo loans, or the actual amount charged by service providers, whichever is less. Eligible closing costs include lender’s title insurance, title services, appraisal, tax service, credit report, flood certification, and recording fees. Excludes prepaid interest, discount points or rate buydowns, homeowner’s insurance, initial escrow deposits, and owner’s title insurance. Down payment funds may not be gifted. If the loan is paid in full within 36 months of closing, a prorated portion of the closing cost credit will be due at payoff. Offer is not available for refinances, first-lien home equity loans or lines of credit, or loans participating in the Rate Adjustment Program within the first 36 months. Other restrictions may apply.