Motorcycle and RV Loans
Adventure starts here.
Loans for the vehicles that make weekends better.
Some vehicles are about getting around. Others are about getting away. We offer flexible financing and competitive rates for recreational vehicles, like motorcycles, ATVs, UTVs, snowmobiles, jet skis, boats, camper trailers and more.
Financing built for the road.
Competitive rates
Low rates help keep your monthly payment manageable so you can focus on the journey.
Longer terms available
Terms up to 240 months for RVs and 84 months for motorcycles.
Up to 100% financing
Borrow up to 100% of MSRP for new RVs, or 100% of JD Power average retail value for used RVs.
Fast approvals
Apply online and get approved in minutes.
See our Recreational Vehicle Rates.
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Term |
APR* as low as |
|---|---|
|
Boats, Trailers, Campers, Motor Coaches. |
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Term Up to 60 months |
APR* as low as 7.74% |
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Term 72 months |
APR* as low as 7.74% |
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Term 84 months |
APR* as low as 7.74% |
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Term 120 months |
APR* as low as 8.24% |
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Term 180 months |
APR* as low as 8.74% |
|
Term 240 months |
APR* as low as 9.74% |
|
Term |
APR* as low as |
|---|---|
|
Boats, Trailers, Campers, Motor Coaches. |
|
|
Term Up to 60 months |
APR* as low as 7.99% |
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Term 72 months |
APR* as low as 7.99% |
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Term 84 months |
APR* as low as 7.99% |
|
Term 120 months |
APR* as low as 8.49% |
|
Term 180 months |
APR* as low as 8.99% |
|
Term 240 months |
APR* as low as 9.99% |
Motorcycle, ATV, UTV, Snowmobile, Jet Ski Loan Rates.
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Term |
APR* as low as |
|---|---|
|
*Annual Percentage Rate (APRs), rates, terms and offers accurate as of November 12, 2026 and subject to change without notice. Mileage restrictions may apply for vehicle loans. Finance up to 110% of MSRP or Average Retail (including accessories, tax and license). New loans are less than one model year old. Your actual rate may vary and will be based on credit rating, the amount financed and the loan term. Payment example: 60 payments of $19.93 per $1,000 borrowed. Finance up to 110% of Average Retail (including accessories, tax and license). Your actual rate may vary and will be based on credit rating, the amount financed and the loan term. Payment example: 60 payments of $20.40 per $1,000 borrowed. |
|
|
Term 60 months |
APR* as low as 7.24% |
|
Term 72 months |
APR* as low as 7.49% |
|
Term 84 months |
APR* as low as 8.24% |
|
Term |
APR* as low as |
|---|---|
|
*Annual Percentage Rate (APRs), rates, terms and offers accurate as of November 12, 2026 and subject to change without notice. Mileage restrictions may apply for vehicle loans. Finance up to 110% of MSRP or Average Retail JD Power (including accessories, tax and license). Your actual rate may vary and will be based on credit rating, the amount financed and the loan term. Payment example: 60 payments of $19.92 per $1,000 borrowed. Finance up to 110% of Average Retail JD Power (including accessories, tax and license). Your actual rate may vary and will be based on credit rating, the amount financed and the loan term. Payment example: 60 payments of $20.41 per $1,000 borrowed. |
|
|
Term 60 months |
APR* as low as 8.24% |
|
Term 72 months |
APR* as low as 8.49% |
|
Term 84 months |
APR* as low as 8.99% |
Payment calculator
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Motorcycle Loans FAQs
No. There are no application or processing fees.
You’ll need a California title or a lender-provided 10-day payoff, current registration, proof of insurance, and valid driver’s licenses. Registration renewal due within 75 days may require additional items. Private party purchases are completed at a First U.S. branch because DMV ownership transfer paperwork must be processed in person. Applicable use tax and DMV fees will also be handled as part of the transaction. Before your appointment, a First U.S. representative will explain what documents you’ll need and walk you through the process.
Yes. Apply online, by phone or at a First U.S. branch. Pre-approvals are valid for 60 days.
First U.S. finances motorcycles that are seven model years old and newer. Off-road motorcycles with 2-stroke engines are not eligible to be financed as Motorcycle Loans.