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Green Loans
EV Cars & Chargers

EV Cars & Chargers

Built for electric or hybrid vehicles.

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Get a special discount on electric or hybrid vehicle loans

Thinking about switching to electric or hybrid? We are here to help you get the financing you need.

Rate Discount

Get a 0.25% APR* discount when you buy a 2016 or newer electric or hybrid vehicle.

Charge at home

You can finance to build an EV charging station with our Eco Upgrade+ loan.

Payments that make sense

Predictable monthly payments with fixed-rate terms up to 84 months.

Fast approvals

Apply online and get approved in minutes.

See our vehicle loan rates

0.25% rate discount is applied at funding for qualified electric vehicles.

See all rates

New Vehicle Loans (2025 or newer)
Term	APR* as low as
* Annual Percentage Rates (APRs), rates, terms and offers accurate as of 10/16/2026 and subject to change without notice. Mileage restrictions may apply for vehicle loans. Autos, Pickups, Vans and SUVs 2025 or newer model years. Your actual rate may vary and will be based on credit rating, the amount financed and the loan term. New auto payment example: 60 payments of $19.27 per $1,000 borrowed.
Term 36 months	APR* as low as 5.84%
Term 48 months	APR* as low as 5.84%
Term 60 months	APR* as low as 5.84%
Term 66 months	APR* as low as 6.04%
Term 72 months	APR* as low as 6.09%
Term 84 months	APR* as low as 6.64%

Used Vehicle Loans (2017-2024)
Term	APR* as low as
*Annual Percentage Rates (APRs), terms, offers effective November 12, 2026 and subject to change. Mileage restrictions may apply for vehicle loans. Autos, Pickups, Vans, SUVs 2017 – 2024 model years. Your actual rate may vary and will be based on credit rating, the amount financed and the loan term. Used auto payment example: 60 payments of $19.43 per $1,000 borrowed.
Term 36 months	APR* as low as 6.09%
Term 48 months	APR* as low as 6.09%
Term 60 months	APR* as low as 6.19%
Term 66 months	APR* as low as 6.29%
Term 72 months	APR* as low as 6.34%
Term 84 months	APR* as low as 7.09%

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EV Cars & Charges FAQs

First U.S. has several options, which include:

Add the charger to your new electric/hybrid vehicle loan through your local dealer.
Add the charging station as part of a larger GoGreen home improvement project.
Add the charging station to a new First U.S. Platinum Visa and pay no interest charges for six months, followed by a fixed rate as low as 9.90% APR.

Yes! Receive a 0.25% APR discount when you finance an electric or hybrid vehicle that is less than 10 model years old with First U.S.

Let’s keep going.

Credit Cards

Whether you’re looking to earn cash back, lock in a fixed rate, or build your credit, First U.S. offers credit card options designed around different financial needs. Compare the choices below to find the card that works best for you.

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Eco Home Renovation Loans

Create a more comfortable, functional, and sustainable home while helping reduce energy use and lower utility costs over time.

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Disclosures

Get a 0.25% APR discount when you buy a 2017 or newer hybrid or electric vehicle (discount applied at loan closing)