Quick Cash

A small boost when you need it most.

Unexpected expense? We’ve got you covered.

Quick Cash gives you fast access to a small loan with simple terms.

Get up to $500

Fast access to funds when you need cash fast.

Short term

1 – 3 month term.

Low fee

One-time $20 application fee.

Check our rates.

See all rates.

Quick Cash Loan
Term	Loan Amount	APR*	Application Fee
*Annual Percentage Rates (APRs), terms, offers effective November 12, 2026 and subject to change. Non-refundable $20 application fee per loan application. Only one open/active loan at any time. Maximum 6 Quick Cash loans per year. (Maximum 3 in a rolling 6-month period.) Direct deposit of net payroll is required. Payment example: 3 monthly payments of $34.91 per $100 borrowed.
Term 1-3 months	Loan Amount $200-$500	APR* 28%	Application Fee $20

Calculate your savings

Get quick cash.

For more information, or for quick, on-the-spot approval, please call us at (800) 556-6768.

Appointment

Quick Cash Loan application is just a fast and easy process. No ding on my credit score, in fact it already went up..

Robert R.

Quick Cash FAQs

Credit history is not a consideration for loan approval. However, there are several other qualifying considerations, including ability to afford the payment and account in good standing.

There is a non-refundable $20 application fee per loan application. For Military Lending Act-covered borrowers, there is no application fee.

Quick Cash loan terms range from 1 to 3 months.

To be eligible for loan approval,

The account must be opened for at least 30 days and the new account warning must have expired already.
Your net payroll must be directly deposited into a First U.S. account when you apply. *

* Direct deposit is used to determine eligibility for this loan and is not a repayment requirement.

See All Quick Cash Loans FAQs

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Whether you’re looking to earn cash back, lock in a fixed rate, or build your credit, First U.S. offers credit card options designed around different financial needs. Compare the choices below to find the card that works best for you.

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