Open an Account
Build your future with a partner in your corner.
Why bank with a credit union?
Traditional banks answer to shareholders. As a not-for-profit financial cooperative, we answer to our members. That means we return our profits to you with fewer fees and more competitive rates. Our members’ financial well-being always comes first.
Why choose First U.S.?
Everything you need to move forward.
Better Than Free Checking
Enjoy everyday banking with fewer fees, convenient digital tools, and features that make managing your money feel effortless.
Smart Start Savings
Build momentum from day one with a high-yield savings account designed for new savers and growing emergency funds.
Convenient Access
Access your accounts online, through our mobile app, or at thousands of shared branches and ATMs across the country.
Low Fixed-Rate Visa Credit Card
Enjoy the confidence of a low fixed rate and straightforward terms that help you borrow responsibly.
See if you’re eligible to join.
We celebrate your local roots and welcome those who live, work, or belong to the communities we serve.
You are eligible if you live, work, worship or attend school in Sacramento, Placer, Nevada, El Dorado, Amador, Yuba, Yolo, Sutter, San Joaquin, Solano, Sierra, or Contra Costa counties.
Federal employees throughout California and Safeway employees in Northern California or Northern Nevada are welcome to join.
Immediate family or household members of current First U.S. members are also eligible for a lifetime of benefits.
Ways to open your account.
However you prefer to bank, we’ll make opening your account simple.
Open Membership FAQs
You can open an account online, visit any First US Community Credit Union branch, or contact our Member Services team. You’ll need a valid government-issued ID and any required opening deposit.
A minimum opening deposit may be required to establish membership or open certain accounts. Please refer to our current account disclosures or contact us for the latest requirements.
Recognized by the community we serve.
We’re honored to be voted Gold – Credit Union in this year’s Sacramento Favorites by The Sacramento Bee. It’s a reflection of the trust our members place in us every day—and a reminder of why we continue to put people first.
Norma D.I had a very good experience opening my account. Everyone was kind and helpful