Business Loans
The right loan for your growth.
Fund what’s next for your business
Whether you’re expanding, investing in space, or strengthening your day-to-day operations, we’ll help you find a loan that fits your business.
Personalized Service
Personalized guidance from local lending professionals.
Local Decision-Making
Flexible financing solutions from a lending team that understands our community.
Business Loan Options
A variety of financing options to support your business at every stage.
Grow into new space
Purchase or expand into a building that supports your next phase with long-term financing designed to keep payments manageable.
- 15-year term—save money every month with competitive, low rates.
- Up to 70% financing
- 25-year amortization—choose a low payment 25-year amortization that works with your budget.
Open a business credit card
- No annual fee the first year, and when you maintain an active Business Checking Account or other First U.S. Business Loan.
- No Balance Transfer Fees – to help you save right away when transferring higher-rate debt to your new card.
- Visa’s Zero Liability protection from unauthorized transactions.
- Revolving line of credit you can draw from and repay as needed.
- No collateral required.
Buy equipment
We currently offer $25,000 to $250,000 Equipment Loans. Finance up to 100% LTV with terms of 3 to 5 years, depending on your credit score. The equipment serves as collateral for the loan.
Get a vehicle
We offer business vehicle loans for new or used autos, vans or trucks up to 1 ton, with affordable financing, competitive rates and terms up to 72 months, that will fit your company’s budget and help you save money!
Explore SBA Loans
Explore SBA loans to expand your small business. We have SBA loans that fit your need.
Let’s talk about your next move.
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Bob Miller
Vice President, Business ServicesBob Miller specializes in small business and commercial lending. He has been with First US since 2012 and has over 30 years of banking experience. Bob takes a hands‑on approach, working closely with borrowers to ensure a smooth lending process and open communication. He is also active in the community as a Rotarian and serves on multiple boards.