Direct Deposit
Switch to direct deposit and get paid sooner.
Fast-track Payday with Direct Deposit
Direct Deposit is one of the simplest ways to make your First U.S. account workharder for you. Set up Direct Deposit once and get your paycheck or governmentbenefits up to 2 days early*.
Routing number is 321175481
All you need to set it up is First U.S.’s routing number and your account number.
No waiting for checks to clear
We generally make direct deposits available up to 2 days earlier than your scheduled payment date, so your money reaches you sooner.*
Automatic, every time
Once it’s set up, your deposit lands in your account on its own — no trips to the branch, no waiting on the mail.
Getting started is easy.
- Open the First U.S. Mobile App or log-in to Online Banking.
- Select the checking or savings account where you’d like your direct deposit sent.
- Open Account Details and copy your account number.
- Provide your employer or benefits provider with:
- Routing Number: 321175481
- Your First U.S. account number

The Routing Number is Available on Your Checks
First U.S.’s routing number is 321175481, the 9-digit number located in the bottom left corner of your checks. Your account number appears just after the routing number, or to the right of the check sequence number.
It’s your money — why wait?
Set up direct deposit today and get paid earlier.
Disclosures
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*Early access to your direct deposit of funds is not guaranteed and is dependent on individual’s payroll. We generally make direct deposits available up to 2 days earlier than the payment date specified.