Transfer Money
Move money with the option that fits the moment.
Find the Right Way to Move Money.
Whether you’re moving money between accounts, paying someone, or sending funds elsewhere, First U.S. can help you find the right option for the task.
Between Your Accounts
Move funds where you need them across eligible First U.S. accounts.
Pay & Send
Find options for paying bills or sending money to people you know.
Choose the Best Fit
Compare available ways to move money based on who you’re paying and where the funds need to go.
Compare Your Account Transfer Options
Explore the different ways to transfer money between your accounts, to other First U.S. members, or to accounts at other financial institutions. Compare timing, fees, and features to find the option that best meets your needs.
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Timing
Timing
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Fee
Fee
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Best For
Best For
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How
How
Transfers Between Your First U.S. Accounts
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Timing
Immediate
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Fee
$0.00
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Best For
Moving funds between your own First U.S. accounts
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How
Online, by phone, or in a branch
Transfers to Another First U.S. Member
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Timing
Immediate
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Fee
$0.00
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Best For
Sending money to another First U.S. member
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How
Online, by phone, or in a branch
External Account Transfers
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Timing
2 to 5 days
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Fee
$0.00
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Best For
Moving money between First U.S. and another financial institution
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How
Online
Wire Transfers
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Timing
Same day if completed before 1:30 PM PST
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Fee
$25 Domestic/$50 Foreign
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Best For
Sending larger or time-sensitive payments
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How
In a branch
Compare Your Payment Options
Whether you’re paying bills, sending money to friends and family, or making a time-sensitive payment, compare your available payment options and choose the one that works best for your situation.
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Timing
Timing
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Fee
Fee
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Best For
Best For
Bill Pay
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Timing
Varies based on biller. Refer to schedule when payment is submitted.
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Fee
$0.00
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Best For
Paying one-time or recurring bills
Zelle®
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Timing
Immediate
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Fee
$0.00
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Best For
Sending money to people you know and trust
Send Money with Zelle®
Send money to friends, family, and others you trust using Zelle®, available through First U.S. Digital Banking.
Wire Transfer
When you need to send a larger or time-sensitive payment, a wire transfer may be an option (available in-branch only).
To receive an incoming wire transfer to your First U.S. account, the following details should be provided to the initiator. Missing or incorrect information may result in your wire being delayed, misrouted, or unrecoverable.
Wire To:
First U.S. Community Credit Union
580 University Ave.
Sacramento, CA 95825
Routing Number: 321175481
For Credit To:
Member’s Name (as it appears on the account)
Member Number + Share Suffix (share account to receive funds)
First U.S. does not have a SWIFT/BIC code or IBAN. The initiating foreign bank must send the wire through their correspondent U.S. bank, instructing them to forward to First U.S. Community Credit Union.
There are fees for incoming wires. Please refer to our current Pricing Schedule for details.
For questions concerning incoming wires, please contact us.
Transfer Money FAQ
Transfers between First U.S. accounts do not have a transfer limit. For external ACH transfers and Zelle® transactions, certain limits and restrictions apply.
If you still have questions, simply call or chat with a First U.S. team member during normal business hours for assistance.
Scheduling a transfer is quick and easy! Simply log in to Online or Mobile Banking and go to Transfers. From there, you can schedule a one-time, future-dated, or recurring transfer to fit your needs.
Please note: This feature may not be available to all members. If you don’t see this option, please contact a First U.S. team member to learn more. We’re happy to help!
You can edit scheduled transfers through Online or Mobile Banking at any time before the scheduled processing date. Once the processing date arrives, the transfer can no longer be changed.
If a transfer appears delayed or incorrect, review your transfer activity in Online or Mobile Banking.
Please note that transfers to or from external accounts may take 3–5 business days to process and appear in your account.
Still have questions? We’re here to help! Simply chat with a First U.S. team member during normal business hours for assistance.
Incoming wire transfers are processed until 5:00 p.m. If you need help tracking a wire, please contact the sending financial institution and request the IMAD (Input Message Accountability Data) number. Once you have the IMAD, provide it to us and we’ll help trace the transfer.