GoGreen Loans FAQs
GoGreen
There are several requirements, including:
- The residence must have service from a California investor-owned utility (IOU). If financing a cool roof or solar plus battery, the IOU service must be for electricity.
- Contractor work must be performed by a contractor that is enrolled in the program. Contractors may become enrolled in the program by visiting the gogreenfinancing.com website.
- Projects must be approved for eligibility prior to commencing.
- First US loans are for residential improvements only.
The GoGreen Home Financing program supports a number of self-install measures. Visit gogreenfinancing.com for more information.
Yes. There are no early payoff penalties associated with First US Community Credit Union GoGreen loans.
GoGreen loan terms range from 24 to 180 months, or up to 240 months for solar plus battery projects, depending upon amount financed and credit score.
Funding happens after project completion and receipt of completion certificate.
No. GoGreen Loans are unsecured.
The program offers a wide range of eligible energy efficient measures, including heating and cooling, multi-pane windows, insulation, appliances, cool roofs and solar plus battery bundles. Visit gogreenfinancing.com for more information.
GoGreen loan amounts range from $2,500 to $50,000, or up to $75,000 if financing solar plus battery.
EV Cars & Charges FAQs
First U.S. has several options, which include:
- Add the charger to your new electric/hybrid vehicle loan through your local dealer.
- Add the charging station as part of a larger GoGreen home improvement project.
- Add the charging station to a new First U.S. Platinum Visa and pay no interest charges for six months, followed by a fixed rate as low as 9.90% APR.
Yes! Receive a 0.25% APR discount when you finance an electric or hybrid vehicle that is less than 10 model years old with First U.S.
Eco-Upgrade +
Eco-Upgrade + loans can be used to finance a wide range of improvements, including roofs and cool roofs, dual-pane windows, home insulation, electric water heaters, and heat pumps.
The Eco-Upgrade + loan provides a great option for members residing outside of the service range for a GoGreen loan.
No. All improvements must be professionally installed by a licensed contractor. Proceeds will be disbursed directly to the contractor upon project completion.
Eco-Upgrade + loan amounts range from $1,000 to $25,000.