- While every loan is different, the mortgage process generally includes:
- Prequalification – We review your financial information and discuss your loan options.
- Home Search & Offer – Once you know your potential price range, you can begin shopping for a home and make an offer.
- Application – After you have a property, you’ll complete your mortgage application and provide the required documentation.
- Processing – We review and verify your income, assets, credit, property information, and other loan details.
- Underwriting – An underwriter reviews the loan to determine whether it meets applicable lending requirements.
- Final Approval & Closing – Once all loan conditions are satisfied, final documents are prepared for signing and the loan moves toward funding and closing.
Your Home Loan Advisor and real estate team will keep you informed throughout the process.
What is the mortgage process?
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