Can I use First U.S. financing when purchasing from a participating dealership?
Yes. Most dealerships will cooperate with First U.S. for financing.
Yes. Most dealerships will cooperate with First U.S. for financing.
We offer Credit Life and Disability Insurance for qualified members, Guaranteed Auto Protection Waivers for qualified autos, RV’s, boats and motorcycles, and Mechanical Breakdown Insurance for qualified autos.
No, First U.S. offers financing for up to 84 months on eligible new and used vehicles. Loan terms, rates, and eligibility are based on factors such as the vehicle, loan amount, and credit qualifications. Contact us for details and current rates
The EV/Hybrid 0.25% discount may be combined with the Enterprise Car Sales discount.
All New and Used auto purchases qualify for no payment for 90 days, except for First Time Auto Buyer loans.
Out-of-state vehicle purchases are only allowed if the dealership can collect the applicable taxes and process the required DMV paperwork for the buyer’s state of residence.
California DMV regulations state that only certain family members are exempt from use tax when transferring vehicle ownership: parent-child, grandparent-grandchild, spouse, or domestic partner.
Required items include: California title or a lender-provided 10-day payoff Current registration Smog certificate (if applicable) Evidence of insurance Valid driver’s licenses Registration renewal due within 75 days may require additional items.
Private party purchases are completed at a First U.S. branch because DMV ownership transfer paperwork must be processed in person. Applicable use tax, DMV fees, and any required smog certification will also be handled as part of the transaction. Before your appointment, a First U.S. representative will explain what documents you’ll need and walk you through the process.
Required items include: Signed purchase contract/buyer’s order Bill of Sale Copy of title and DMV paperwork, if not a franchised dealer
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