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Is there a minimum balance required monthly?

Better than free – No minimum balance requirement. Dividend Checking – $2500 minimum balance to avoid 10$ monthly fee. No minimum balance requirement for the account to remain open.

Do checking accounts offer overdraft protection options?

Yes, these accounts offer overdraft protection options such as using a savings account, credit card, or line of credit options to cover insufficient balances in your checking account. We also offer courtesy pay, which is an eligibility-based service, and ask a team member about this service.

What are the benefits of direct deposit?

With direct deposit, First U.S. generally makes your funds available up to 2 days earlier than your actual payment date, so you get paid before payday. It also means no trip to the branch, no lost or stolen checks, and your money lands in your account automatically every pay period, whether you’re on vacation or just don’t want to think … Continue reading →

What are the benefits of eStatements?

eStatements are delivered faster and in an easy-to-read format, and you’ll have instant access to archived statements for up to 36 months instead of having to sift through paper records. They’re also more secure — going paperless helps protect your personal information from sitting in an unsecured mailbox, lowering your risk of identity theft — and you can view them … Continue reading →

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