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No, you can apply for Quick Cash loan in a branch or over the phone with the Contact Center.

Quick Cash loans are limited to 6 per year, with a maximum of 3 in a rolling 6-month period. Only one loan may be open at any time and outstanding balances may not be rolled into a new loan.

To be eligible for loan approval, The account must be opened for at least 30 days and the new account warning must have expired already. Your net payroll must be directly deposited into a First U.S. account when you apply. * * Direct deposit is used to determine eligibility for this loan and is not a repayment requirement.

Credit history is not a consideration for loan approval. However, there are several other qualifying considerations, including ability to afford the payment and account in good standing.

Quick Cash loan terms range from 1 to 3 months.

There is a non-refundable $20 application fee per loan application. For Military Lending Act-covered borrowers, there is no application fee.

Loan amounts range from $200 to $500.