Do you finance RVs that are currently on consignment?
No. We do not finance consignment deals.
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Can I pay off my loan early without penalty?
Yes. There are no early payoff penalties associated with First US Community Credit Union RV or Boat loans.
How do I make my payments?
Visit Make a Payment to make an online payment or see other payment options.
How long do I have to pay off the RV loan?
RV loan terms range from 12 to 240 months, depending upon amount financed and credit tier. A 10% down payment is required for the 240-month term.
Are there any fees associated with opening the loan?
No. There are no application or processing fees.
I’d like to refinance my RV to the credit union. Is there anything special that must be done?
RV refinances require an appraisal from a certified appraiser, as do purchases from private sellers.
Do I need to have insurance on the RV to get a loan?
Yes. Insurance is required when you close on the loan and it must be maintained for the life of the loan.
What happens to my loan if I sell or trade the RV early?
You can sell or trade in an RV before the loan matures. However, you will be responsible for paying off any remaining loan balance out of pocket if the sale price is less than what you owe.
What is the maximum loan amount for a boat loan?
$200,000 is the maximum finance amount for a boat or RV
How much can I borrow?
The maximum amount you can finance depends on your qualifications and the vehicle being purchased. We consider factors such as your credit profile, the unit‘s value, age, and mileage when determining the amount that can be financed.
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