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  2. Personal Loan Products
  3. Personal Line of Credit

Personal Line of Credit

Flexible funds, ready when needed.

Two young women looking at their phones together, smiling and laughing.

Stay prepared for what’s ahead.

A Personal Line of Credit gives you peace of mind with a fixed competitive rate, the freedom to borrow and repay as needed without reapplying, built-in overdraft protection, and fast online approvals in minutes.

Grow Money

Competitive rates

Borrow with confidence knowing your rate is fixed, so you always know what to expect.

ATM

Draw and repay as needed

Access funds when you need them, repay on your schedule, and draw again. No need to reapply each time.

Money Transfer

Built-in overdraft protection

Link your line of credit to your checking account for an added safety net.

Checkmark

Fast approvals

Apply online and get approved in minutes.

Check our rates.

Personal Lines of Credit

APR* as low as

Maximum Loan Amount

*Annual Percentage Rates (APRs), terms, offers effective November 12, 2026 and subject to change. There may be a transfer fee of $6 when your personal line of credit is used to prevent insufficient funds incidents for your checking account. Over-limit fee $15. Minimum payment: 2% or $25, whichever is greater. Payment example: 60 payments of $23 per $1,000 borrowed.

APR* as low as

13.25%

Maximum Loan Amount

$25,000

Savings calculator

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