Yes. There are no early payoff penalties associated with First US Community Credit Union auto loans. However, if the cash back special offer is selected, the loan must remain open for at least six months or the cash bonus must be repaid.
No. There are no application or processing fees.
Yes. If you refinance an eligible vehicle currently financed with another lender, you can choose either: A 0.50% APR discount *, or 1% cash back on the refinance amount (up to $500) 1 Offer available on eligible vehicles less than 10 years old. *Annual Percentage Rate (APR), terms and offers effective 10/30/2026 and subject to change without notice. Your actual … Continue reading
Yes. If your vehicle is paid off, you may qualify for a loan based on its value and your credit qualifications.
Required items include the current registration, a lender provided 10-day payoff, evidence of insurance, and valid driver’s license. Registration renewal due within 75 days may require additional items.
Yes. When applying online, select “Refinanced Auto Loan.” If applying in a branch or by phone, let us know you want to refinance. If refinancing a loan already financed with First U.S., a minimum of $500 in add-on funds is required to refinance the loan.
Yes, but the vehicle must be purchased from a dealership within your state.
First US Community Credit Union does not allow you to pay your loan ahead.
Visit Make a Payment to make an online payment or see other payment options.
Yes. There are no early payoff penalties associated with First US Community Credit Union auto loans.
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