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Auto loan terms range from 12 to 84 months. 

No. There are no application or loan processing fees. The purchase may be subject to DMV fees for ownership transfer. 

Yes. However, there are limitations to loan amounts and terms will apply. Older models, including classic vehicles, may require a valuation from a licensed appraiser. 

First U.S. offers a special 0.25% rate discount on electric or hybrid vehicles less than 10 years old. 

First U.S. offers:  Guaranteed Auto Protection (GAP), which helps protect you if your vehicle is declared a total loss and the insurance settlement doesn’t cover the remaining loan balance.  Mechanical Breakdown Insurance (MBI), which helps cover the cost of many unexpected mechanical repairs after the manufacturer’s warranty expires.  Ask a loan representative for details, including eligibility and pricing. 

Auto loan pre-approvals are valid for 60 days. We advise you to close at least 10 days before your approval expires to allow time for funding. 

Specific terms for your auto loan are determined by a variety of factors, but you should be aware of the following:  Term limitations may apply  Loan-to-value restrictions apply  A down payment may be required  Title and DMV processing fees may apply  Salvaged or branded-title vehicles cannot be financed as auto loans 

The maximum amount you can finance depends on your qualifications and the vehicle being purchased. We consider factors such as your credit profile, the vehicle’s value, age, and mileage when determining the amount that can be financed. 

Research your options by visiting our vehicle search tool. First US Community Credit Union | Buy Used Cars and New Cars Online