1. Personal
  2. Savings
  3. Prime Savings

Prime Savings

Your membership starts right here.

Hero FPO

A simple, no-frills account that opens the door to everything else First U.S. has to offer.

Your relationship with our credit union community begins with a Prime Savings account.

Community

Your membership starts here

Prime Savings is the account that establishes your membership with First U.S. Community Credit Union.

Dollar Bills

Low barrier to join

Just a $5 minimum deposit gets you started.

No Fees

No minimum balance, no monthly fee

Keep your account open and active without extra cost.

Grow Money

Earn dividends

Start earning once your balance reaches $100.

Money Transfer

Built-in safety net

Link to another First U.S. account for overdraft protection.

Rates

Prime Savings

Balance

APY*

Rates

Minimum Balance to Open

Minimum Balance to Earn Dividends

*APY = Annual Percentage Yield. Rate = Dividend Rate.
Rates and terms effective November 12, 2026 and are subject to change without notice.

Balance

$0-$4,999

APY*

0.05%

Rates

0.050%

Minimum Balance to Open

$5

Minimum Balance to Earn Dividends

$100

Balance

$5,000+

APY*

0.10%

Rates

0.100%

Minimum Balance to Open

$5

Minimum Balance to Earn Dividends

$5,000

Disclosures

*APY = Annual Percentage Yield. Visit Savings Rates for more details.

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