Are there any incentives for me to finance my new electric vehicle with First U.S.?
Yes! Receive a 0.25% APR discount when you finance an electric or hybrid vehicle that is less than 10 model years old with First U.S.
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I’m buying an electric vehicle. How can I finance the charging station?
First U.S. has several options, which include: Add the charger to your new electric/hybrid vehicle loan through your local dealer. Add the charging station as part of a larger GoGreen home improvement project. Add the charging station to a new First U.S. Platinum Visa and pay no interest charges for six months, followed by a fixed rate as low as … Continue reading
Can I have a non-family member as a co-applicant on my loan?
Yes. Co-applicants do not have to be related. All applicants are subject to our standard loan approval requirements.
I’m paying off my loan. Will the payoff amount be the same as the current balance?
In most cases, no. The payoff amount will be slightly higher than the current principal balance because it includes the interest that accrues up to the exact day you are paying off the loan. Contact First U.S. to obtain an accurate payoff quote.
My vehicle is financed with First U.S. and I’m moving out of state. How do I register the car in that state?
A: Contact the new state Department of Motor Vehicles (DMV) to understand what is needed. The new state DMV can send us the request for any necessary documents. If the DMV advises you to send the request, you may send it to: First US Community Credit Union 580 University Ave. Sacramento, CA 95825 Email: consumerloans@firstus.org Note: Original title will only … Continue reading
Is Credit Life and Credit Disability required to get the loan?
No. Credit Life and Credit Disability are optional and not required to obtain a loan.
What is Credit Life and Disability Insurance?
Credit Life and Credit Disability Insurance are optional products that can help protect you and your family from the financial impact of unexpected life events. Credit Life may help pay off your eligible loan balance if you pass away, while Credit Disability may help make your loan payments if you become disabled due to a covered illness or injury. Coverage … Continue reading
I am applying for a loan. What should I do if I’ve frozen my credit file?
If you have frozen your credit report due to security concerns, you must temporarily unfreeze it with Equifax® credit bureau to proceed with the application. Refer to the instructions provided when you froze the report or contact the credit bureau for more information.
Can I pay off my loan early without penalty?
Yes. There are no early payoff penalties associated with First US Community Credit Union GoGreen loans.
How long do I have to pay off the GoGreen loan?
GoGreen loan terms range from 24 to 180 months, or up to 240 months for solar plus battery projects, depending upon amount financed and credit score.
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