First U.S. offers: Guaranteed Auto Protection (GAP), which helps protect you if your vehicle is declared a total loss and the insurance settlement doesn’t cover the remaining loan balance. Mechanical Breakdown Insurance (MBI), which helps cover the cost of many unexpected mechanical repairs after the manufacturer’s warranty expires. Ask a loan representative for details, including eligibility and pricing.
Auto loan pre-approvals are valid for 60 days. We advise you to close at least 10 days before your approval expires to allow time for funding.
Specific terms for your auto loan are determined by a variety of factors, but you should be aware of the following: Term limitations may apply Loan-to-value restrictions apply A down payment may be required Title and DMV processing fees may apply Salvaged or branded-title vehicles cannot be financed as auto loans
The maximum amount you can finance depends on your qualifications and the vehicle being purchased. We consider factors such as your credit profile, the vehicle’s value, age, and mileage when determining the amount that can be financed.
Research your options by visiting our vehicle search tool. First US Community Credit Union | Buy Used Cars and New Cars Online
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