Required items include the current registration, a lender provided 10-day payoff, evidence of insurance, and valid driver’s license. Registration renewal due within 75 days may require additional items.
Yes. When applying online, select “Refinanced Auto Loan.” If applying in a branch or by phone, let us know you want to refinance. If refinancing a loan already financed with First U.S., a minimum of $500 in add-on funds is required to refinance the loan.
Yes, but the vehicle must be purchased from a dealership within your state.
First US Community Credit Union does not allow you to pay your loan ahead.
Visit Make a Payment to make an online payment or see other payment options.
Yes. There are no early payoff penalties associated with First US Community Credit Union auto loans.
Auto loan terms range from 12 to 84 months.
No. There are no application or loan processing fees. The purchase may be subject to DMV fees for ownership transfer.
Yes. However, there are limitations to loan amounts and terms will apply. Older models, including classic vehicles, may require a valuation from a licensed appraiser.
First U.S. offers a special 0.25% rate discount on electric or hybrid vehicles less than 10 years old.
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