Open a Better Than Free
Checking with eStatements and
get $300 cash bonus.
Better Than Free Checking empowers you to manage your money confidently without unexpected fees.
Get all the features you want in a checking account:
$0 minimum to open account, $0 minimum balance requirement and $0 monthly fee.1
Two (2) automatic ATM surcharge rebates per month.
Earn 1.00% APY on first $500 in balances.2
For a limited time, open your account with direct deposit, and we’ll deposit $300* into your account to show our appreciation.
*Cash bonus offer valid from August 1, 2024 to Dec. 31, 2024 when a new personal checking account is opened with a direct deposit of $500 or more within 90 days. Account can be opened at a First U.S. branch, online or via phone using code BTF300. Must qualify for membership. Membership requires you maintain $25 in a Member Share (Savings) account. Offer is limited to one per member and account. Offer is not available for existing First U.S. members with a personal checking account. Cash bonus will be reported to the IRS for tax purposes. Offer can be changed or canceled without notice at any time. Your account must be open, in good standing and have a balance greater than zero when the cash bonus is paid. Deposits processed as a debit card credit or via Account to Account or Peer to Peer (e.g. Zelle®, Venmo) transfers do not qualify.
1. No monthly service charge with eStatements or for members 60+. Paper statements available for $3 per month. Please see Pricing Schedule for more details.
2. APY = Annual Percentage Yield. Must have a direct deposit of $500 or more to qualify. Visit Rates page for more details.
Federally Insured by NCUA