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Business Share Rates

Account Type Minimum Balance to Open
/ Earn Dividends
Rate APY Rate Type
Regular Savings /
Custom Share Account
$25 / $100 - 4,999
$25/ $5,000 - 24,999
$25/ $25,000 - 99,999
$25 / $100,000+
0.050%
0.050%
0.050%
0.050%
0.05%
0.05%
0.05%
0.05%
Variable
Business Interest Checking $5,000 / $1000+ 0.020% 0.02% Variable
Ultimate Business Checking Checking $50,000 / $50,000 - $99,999
$50,000 / $100,000+
0.100%
0.150%
0.10%
0.15%
Variable
$mart Start Money Market $0 / $0 - $2,000.00
$0 / $2,000.01 - $5,000.00
$0 / $5,000.01 - $10,000.00
$0 / $10,000.01 - $50,000.00
$0 / $50,000.01+
2.960%
0.499%
0.250%
0.040%
0.030%
3.00%
0.50%
0.25%
0.04%
0.03%
Variable
Premier Business Money Market $2,500 / $2,500 - $9,999
$2,500 / $10,000 - $24,999
$2,500 / $25,000+
0.449%
0.499%
0.549%
0.45%
0.50%
0.55%
Variable
Premier PLUS Business Money Market $50,000 / $50,000 - 99,999
$50,000 / $100,000 - 249,999
$50,000 / $250,000+
0.598%
0.797%
0.946%
0.60%
0.80%
0.95%
Variable

Certificate Rates

Share & IRA Certificates $500 Min. Balance $10,000 Min. Balance $50,000 Min. Balance $100,000 Min. Balance Rate Type
Rate APY Rate APY Rate APY Rate APY
3-5 Month Certificate 1.982% 2.00% 1.982% 2.00% 1.982% 2.00% 1.982% 2.00% Fixed
6-11 Month Certificate 2.325% 2.35% 2.374% 2.40% 2.374% 2.40% 2.423% 2.45% Fixed
12-17 Month Certificate 2.472% 2.50% 2.521% 2.55% 2.521% 2.55% 2.570% 2.60% Fixed
18-23 Month Certificate 2.570% 2.60% 2.618% 2.65% 2.618% 2.65% 2.667% 2.70% Fixed
24-29 Month Certificate** 2.862% 2.90% 2.960% 3.00% 2.960% 3.00% 3.008% 3.05% Fixed
30-35 Month Certificate** 2.862% 2.90% 2.960% 3.00% 2.960% 3.00% 3.008% 3.05% Fixed
36-47 Month Certificate 3.154% 3.20% 3.154% 3.20% 3.154% 3.20% 3.251% 3.30% Fixed
48-59 Month Certificate 3.251% 3.30% 3.300% 3.35% 3.300% 3.35% 3.397% 3.45% Fixed
60-71 Month Certificate** 3.445% 3.50% 3.494% 3.55% 3.494% 3.55% 3.542% 3.60% Fixed
72-83 Month Certificate 3.445% 3.50% 3.494% 3.55% 3.494% 3.55% 3.542% 3.60% Fixed
84 Month Certificate 3.445% 3.50% 3.494% 3.55% 3.494% 3.55% 3.542% 3.60% Fixed

Rate = Dividend Rate.
APY = Annual Percentage Yield. Rates and terms are subject to change without notice.
Rates Effective: 03/01/2024.

Business Share Rates

Account Type Minimum Balance to Open
/ Earn Dividends
Rate APY Rate Type
Regular Savings /
Custom Share Account
$25 / $100 - 4,999
$25/ $5,000 - 24,999
$25/ $25,000 - 99,999
$25 / $100,000+
0.050%
0.050%
0.050%
0.050%
0.05%
0.05%
0.05%
0.05%
Variable
Business Interest Checking $5,000 / $1000+ 0.020% 0.02% Variable
Ultimate Business Checking Checking $50,000 / $50,000 - $99,999
$50,000 / $100,000+
0.100%
0.150%
0.10%
0.15%
Variable
$mart Start Money Market $0 / $0 - $2,000.00
$0 / $2,000.01 - $5,000.00
$0 / $5,000.01 - $10,000.00
$0 / $10,000.01 - $50,000.00
$0 / $50,000.01+
2.960%
0.499%
0.250%
0.040%
0.030%
3.00%
0.50%
0.25%
0.04%
0.03%
Variable
Premier Business Money Market $2,500 / $2,500 - $9,999
$2,500 / $10,000 - $24,999
$2,500 / $25,000+
0.449%
0.499%
0.549%
0.45%
0.50%
0.55%
Variable
Premier PLUS Business Money Market $50,000 / $50,000 - 99,999
$50,000 / $100,000 - 249,999
$50,000 / $250,000+
0.598%
0.797%
0.946%
0.60%
0.80%
0.95%
Variable

Certificate Rates

Share & IRA Certificates $500 Min. Balance $10,000 Min. Balance $50,000 Min. Balance $100,000 Min. Balance Rate Type
Rate APY Rate APY Rate APY Rate APY
3-5 Month Certificate 1.982% 2.00% 1.982% 2.00% 1.982% 2.00% 1.982% 2.00% Fixed
6-11 Month Certificate 2.325% 2.35% 2.374% 2.40% 2.374% 2.40% 2.423% 2.45% Fixed
12-17 Month Certificate 2.472% 2.50% 2.521% 2.55% 2.521% 2.55% 2.570% 2.60% Fixed
18-23 Month Certificate 2.570% 2.60% 2.618% 2.65% 2.618% 2.65% 2.667% 2.70% Fixed
24-29 Month Certificate** 2.862% 2.90% 2.960% 3.00% 2.960% 3.00% 3.008% 3.05% Fixed
30-35 Month Certificate** 2.862% 2.90% 2.960% 3.00% 2.960% 3.00% 3.008% 3.05% Fixed
36-47 Month Certificate 3.154% 3.20% 3.154% 3.20% 3.154% 3.20% 3.251% 3.30% Fixed
48-59 Month Certificate 3.251% 3.30% 3.300% 3.35% 3.300% 3.35% 3.397% 3.45% Fixed
60-71 Month Certificate** 3.445% 3.50% 3.494% 3.55% 3.494% 3.55% 3.542% 3.60% Fixed
72-83 Month Certificate 3.445% 3.50% 3.494% 3.55% 3.494% 3.55% 3.542% 3.60% Fixed
84 Month Certificate 3.445% 3.50% 3.494% 3.55% 3.494% 3.55% 3.542% 3.60% Fixed

Rate = Dividend Rate.
APY = Annual Percentage Yield. Rates and terms are subject to change without notice.
Rates Effective: 03/01/2024.

Business Vehicle Loan Rates

Type of Loan Approximate Term APR as low as
New Vehicles (Autos, Vans, SUVs, Trucks to 1 ton 2023 - 2025 model years ) 36 months
48 months
60 months
66 months
72 months
8.59%
8.59%
8.69%
8.79%
8.89%

Fixed rates. Finance up to 100% of MSRP for purchases and refinances, plus $620 for GAP.

Used Vehicles (Autos, Vans, SUVs, Trucks to 1 ton 2022 and older model years) 36 months
48 months
60 months
66 months
72 months
8.79%
8.79%
8.89%
8.99%
9.09%

Fixed rates. Finance up to 100% of high Blue Book for purchases and refinances, plus $620 for GAP.

Ask us about financing options for trucks over 1 ton.

APRs, rates, terms and offers accurate as of 03/01/2024 and subject to change without notice. Rates include ½% discount for automatic payments. Your actual rate may vary and is based on credit, term, and amount financed. Payment example: 60 payments of $20.62 per $1,000 borrowed.