April 2025 Quarterly Newsletter
Help Shape the Future of First U.S.
Do you want to make a difference in your community? At First U.S., we believe that every voice matters. That’s why we’re looking for passionate individuals to join our volunteer Board of Directors as Associate Directors!
This is an opportunity to help shape the future of our Credit Union and members’ experiences. No matter your job title or occupation, your unique perspective can make a real impact. No financial services experience is required – just a desire to give back!
We’re currently recruiting two Associate Directors for one-year volunteer terms. Responsibilities include:
- Being an active First U.S. member in good standing.
- Attending board meetings on the fourth Thursday of each month at our Sacramento headquarters.
- Sharing your insights to help ensure the Credit Union operates safely and serves the best interests of all members.
- Participating in occasional special meetings, trainings, or workshops to deepen your knowledge and expand your impact.
Ready to take the next step?
For more information or to apply, email your resume to Toni Keith-Romano at 90e4e2fffdf1feffd0f6f9e2e3e4e5e3beffe2f7 by May 30, 2025.
Annual Meeting of Members
On February 27, First U.S. held its Annual Meeting. Celeste Martinez was re-elected for a three-year term by acclamation. We thank our volunteer Board of Directors for their dedication and service to First U.S. To view a copy of the 2024 Annual Report, visit firstus.org/news/2024-annual-report.
Annual Notice to Open-End Credit Life/Credit Disability Policy Holders
This insurance may not cover an advance or charge under your credit line if your disability or death results from a condition for which you have seen a doctor or chiropractor in the six months before the advance or charge.
Updated Digital Services
More Certificate Maturity Options
Manage your non-IRA Certificate funds with ease. Renew or transfer funds before maturity in Online or Mobile Banking.
- Log in and select Accounts.
- Choose your maturing Certificate.
- Click Certificate Details.
- Edit Maturity Payment Method.
- If you decide to transfer, choose the account and Save Changes
It’s that simple – no calls, no branch visits – just seamless investment control at your fingertips.
Streamlined Inheritance Process
We have partnered with Ribbon to provide a simplified, secure digital experience for beneficiaries. Family members can now send a notification immediately when a member passes and initiate an inheritance claim through our secure online portal, reducing stress and streamlining the process. For more information, visit firstus.org/deceased-member-notification.
Financial Education with a Chance to Win $1,000
Attend, learn, and win with the Webinar for the Win Sweepstakes, presented by our partner in financial education, BALANCE. Attend one of our FREE monthly financial webinars in April or May 2025, and be entered to win $1,000! BALANCE webinars are live online sessions that let you learn from and interact with an expert on today’s most popular financial topics – at no cost to you.
Here’s how to enter:
- Register for a BALANCE webinar in April or May 2025.
- Stay for the whole session.
- Earn additional entries with each webinar you attend.
APRIL – ARE YOU FINANCIALLY HEALTHY?
We’ll talk about what it means to be financially healthy – which is so much more than just your credit score. True financial health is based on four key components: Spend, Save, Borrow, and Plan. You’ll also confidentially determine your Financial Health Score and the steps to improve that score.
Session 1: Tuesday, April 8, 2025
Time: 10:30 a.m. PT
Session 2: Thursday, April 17, 2025
Time: 5:30 p.m. PT
MAY – DOLLARS AND SENSE: MANAGING MONEY FOR A HEALTHIER MIND
Did you know that your financial health can significantly impact your mental well-being? Explore the powerful relationship between money and mental health by diving into how financial stress affects your emotional state and learn how to create a balanced approach to money management, build financial resilience, and reduce anxiety around financial decisions.
Session 1: Tuesday, May 6, 2025
Time: 10:30 a.m. PT
Session 2: Thursday, May 15, 2025
Time: 5:30 p.m. PT
Visit firstus.org/balance to learn more and sign up! Visit firstus.org/balance/sweepstakes-rules for official sweepstakes rules.